Customer Testimonials

Tax Exemptions and the Affordable Care Act. This shop has helped me for over 10 years! Loan with no Bank Account. When a relative passed away, I borrowed money to attend the funeral. If it weren't for this payday short-term loan, I would not be able to get care for my three-year-old child. It would be criminal not to have them around!

Personal Loans for People with Bad Credit and No Checking Account


The best way to find out whether a payday lender will offer you a loan without a bank account is to call those in your area and ask. While a payday loan may get you out of a jam, try to look for other options before taking one out. When lenders started dispensing payday loans, consumers without a checking account could not qualify for a payday loan. However, this trend has changed. Some lenders only need proof of verifiable income or a savings account. When it comes to loans without a bank account, a secured loan is a great option. A secured loan could open the door to hundreds or even thousands of dollars in immediate loan money, all while eliminating the complex paperwork, aggravation, and uncertainty of a bank loan.


I was able to pawn my valuables until I got extra help. They have helped me very much in some hard times I had when my job slowed down. If it hadn't been for [these] loans, I don't know if I would still have my house.

Especially at a time when a family emergency came. My bank would not give me a personal loan because of my credit score. I had been with them for eight years and get direct deposit which means they see my money before me.

I have done business for years with Cash america and they have always been there for me and other customers that are in a financial bind. This is the only way some people have to keep their families going. I went to the bank and could not get the help I needed because of my bad credit history. If it was not for Cash America, I would have lost the few good things that I have.

If not for these shops, our economy would have many more problems. These shops help us get through week to week, day to day and month to month. This shop has helped me for over 10 years! Due to many unexpected hardships, being a low-income person with no credit, has affected me. Cash America does not look at credit, they just value the object. Cash America gives you plenty of time to pay a pawn loan. Even though we have to pay interest, it helps.

The economy is bad and banks will not lend any money. So all we have in our communities are businesses like the pawnshop. Pawn interest rates typically fall well below NSF insufficient funds fees charged by banking institutions. Credit checks are not done to secure loans, so no points are lost on ratings for inquiries. Their lending services and valuation throughout the years that I've been a customer have been convenient, fair and flexible. Moreover, their terms and conditions are very forthcoming and I am in a position to accept or deny the terms.

From my experience, I feel they fulfill a consumer need [and] I'm a well informed customer. With my husband not working, I am not able to get a loan from a bank and pawnshops come in handy. When I need money for gas or food for my children, I am happy that I can go to the pawnshop to get some cash and help me take care of my home. Then they extended my loan until I was able to help myself better. I need their business for hard times because of the economy.

Thankfully, they were there to help. Thank you, Cash America. Pawnshops help people that can't go to the bank. They are a critical part of surviving small and sometimes large emergencies.

Sometimes money gets tight in between paydays and pawnshops make it easy to get by. Without pawnshops, I would not have been able to get groceries or other necessities for my family. Last year my mother-in-law died, so [I had] to drive from North Carolina to Texas and I needed some extra money. So, I did a short-term loan which was quick, and by the time I got back, I was getting paid and I paid it off.

The services were just wonderful. At Cash America, they are friendly and help in emergency situations. We were having financial problems and had it not been for Cash America, I don't know how we would have made it. But I can get a loan and it helps me pay the bills that I need to pay. The guys are great here — the men and the women that work here. They explain everything; you know that you have no questions whatsoever. I was laid off from my job. I got very ill and tried to stretch my disability check.

The pawnshop was able to help me pay my son's school tuition, pay to have my power turned back on, and get gas for my car. Pawnshops are a source of help for people like myself who can't get help from state and government agencies. I was sick and I needed to pay some bills. So, I went here [Payday Advance] as this is the only way that I could get the extra money to pay the bills. It helped me out a lot. Someone who has no credit can take their belongings to the pawnshop and get a no-hassle loan.

It comes in handy for many people in need and gives them the cash they need to make ends meet. The prices to survive keep going up, while pay stays not enough. So with the economy the way it is, pawnshops are helping keep food on many tables, bills paid, [and] birthdays celebrated. The people working there understand my situation and are always willing to help any way that they can. Even when I have missed the due date on my pawn [loan], they called to remind me to come and pay so that I wouldn't lose my valuabes.

They have helped me get money that I needed to pay unexpected bills that I did not have the money to pay. Also, private banking services are not an option for me [so] pawnshops came to my aid. Check Cashing Gold Buying. Apply Online to have your Vehicle Appraised. Visit a TitleMax Location. Find Your Nearest TitleMax. Title Loans by City.

Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check. Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, and a motor vehicle appraisal. Certain other terms and conditions apply.

In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Please see a store associate for details. Please see store associate for details. Please see Texas Schedule of All Fees. Privacy Policy Terms of Use. Getting the loan you want may be too difficult with bad credit and no bank account, but by improving your credit score you can better your chances of getting a bigger loan with a lower interest rate. The best way to improve your credit history with bad credit is to borrow small amounts of money and immediately pay it off.

Because this small loan will be settled in such a short period of time, you will not have to pay a huge interest fee, and your credit will improve dramatically. If you use this strategy you must be prepared to lose a relatively small amount of money from interest, but your improved credit standing is well worth it.

If you are in need of a large amount of money in the future in which good credit is essential, this strategy is useful. If you are in need of quick cash, a pawnshop loan can come in handy. To get a pawnshop loan, you must have a luxury item of considerable value that you can put up as collateral.

Pawnbrokers will generally not you down due to your bad credit because this collateral secures their loan. Traditional pawnshops do not require a credit check, and usually will provide liquid cash, so it is an ideal option for those with no bank account and bad credit.