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Still, Sterling worries that the new law isn't enough. She told BW that if there isn't a hard restriction on how much interest can be charged--the law only caps the amount of the loan, not the interest rate--Idaho consumers are still vulnerable to falling into the payday loan trap. Payday loan stores typically lure individuals who simply can't get a desperately-needed loan from a local bank. But Sterling told BW that one of the positive outcomes from the fight against predatory lending is that two traditional lenders--Key Bank and Les Bois Credit Union, neither of which are in the business of payday loans--now offer short-term agreements to borrowers at 15 percent interest, making it easier for consumers to avoid payday lending altogether.

News , Payday loans. Showing 1- 3 of 3. Switch to the mobile version of this page. Further, establishments that provide ID payday loans must be licensed by the Idaho Department of Finance. They also must supply their customers with the telephone number to the state's Department of Finance in the event that they would like to make a complaint against this particular company.

The Department of Finance has been given the authority to take legal action against those who do not follow the laws of Idaho by taking advantage of their clientele's ignorance. Now that people know that protections are in place to keep Idaho payday loan establishments from cheating their customers people can feel more secure in taking out these types of loans. They are extremely easy loans to qualify for, especially when the process is initiated online.

An online company that offers payday loans Idaho is in the business of making the process very simple for people. People who seek pay day loans in Idaho generally are typically in a bind and online cash advance establishments understand this. They like to make the process of receiving money that is desperately needed as fast as possible by placing the money that has been approved in their clients accounts quickly.

They do this electronically after the client has been approved, which is why people who are seeking a cash loan need to have a bank account. They must also be of the age where they can enter into a legal contract which is 18, and they must be United States citizens.

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